Married Women Retire Younger Than Their Husbands, Study Finds

Married Women Retire Younger Than Their Husbands, Study Finds

Married women tend to retire at younger ages than their husbands do which is counterintuitive since women have longer life expectancies, finds a study from the National Bureau of Economic Research. Researchers say this should change and women should retire at older ages than men.

The younger retirement of married women is troublesome for two reasons. First, married women may miss out on earnings opportunities since they may experience their peak earnings years just as they retire, which means they miss out on increases to Social Security benefits. Second, married women tend to retire before the age of 65, when they could be eligible for Medicare, which means they are spending money when they don’t need to on health insurance.

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